Independent assessments from experienced construction professionals
Scope & Property Damage Assessment
On-site evaluation of cause, extent, and repairability — with the photographic and measured documentation that supports the scope. You get a defensible baseline before the file starts moving in the wrong direction.
What We Do & Why It Matters
Scope and Property Damage Assessment
When a property sustains damage, the scope of that damage needs to be clearly defined before anything else can move forward. Too much scope and the carrier is covering work that is not related to the loss. Too little scope and the insured cannot fully restore their property. Either outcome creates problems.
At 360BGC, we perform independent, field-based assessments that establish exactly what was damaged, to what extent, and what it will take to repair it properly. Our consultants bring real construction experience to every inspection, so nothing gets missed and nothing gets added that does not belong.
Our Approach & Tools
How We Assess Property Damage
- 01Thorough site inspection by an experienced construction professional
- 02Photographic documentation of all observed damages
- 03Detailed scope of repair tied directly to the covered loss event
- 04Identification of pre-existing conditions separate from loss-related damage
- 05Written narrative explaining the scope and supporting the assessment
- 06Coordination with estimating to ensure scope and cost are aligned
- 07Deliverables designed to hold up in negotiations, audits, or legal proceedings
Technologies We Use
- Drone imaging for roof and elevated structure access
- Matterport 3D scanning for full site documentation
- Thermal imaging for moisture mapping and hidden water damage
- Standard photographic documentation for all visible damages
Common questions
FAQ
How do you ensure an accurate scope?
We perform a detailed, methodical inspection of the property to observe and document all damages present. Our consultants are trained and certified in damage mitigation practices and bring deep construction experience to every site visit. We know what damage looks like across a wide range of loss types and structure types, and we know how to distinguish loss-related damage from pre-existing conditions.
What does the deliverable look like?
You receive a detailed scope of repair, a thorough photo log documenting the observed damages, and a written narrative that explains our findings. The report is designed to be clear, professional, and defensible, whether it is used in a negotiation, an audit, or a legal proceeding.
Can you assess both residential and commercial properties?
Yes. Our consultants have experience across a wide range of property types including single-family homes, high-end residential, multifamily housing, commercial buildings, industrial facilities, educational campuses, and public works projects. We bring the appropriate expertise to every assignment.
What types of damage do you assess?
We regularly evaluate damage caused by fire, smoke, water, mold, wind, hail, earthquake, vehicle impact, vandalism, and construction defects. Our team has experience with both routine losses and large, complex claims.